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Cheque Solutions
In order to reduce the complexities and costs associated with the migration to image based cheque clearing while ensuring best in class performance, reliability, scalability and support. INFOMAX provides cheque capture solution which uses a web-enabled workstation, a low cost check scanner, and Image & Transaction Management System to provide financial institutions with the ability to capture, validate, endorse, proof, balance, and archive all items at any branch location.
Our proven platform covers all aspects of transaction processing from item capture to image processing, management, archival and delivery.
Combining world class technology, service and support with unmatched imaging, scanning and data recognition experience, INFOMAX delivers the digital framework needed to fully achieve the benefits available from electronic cheque image exchange.
Key Benefits
- Clear cheques electronically through Bank of Thailand ICS
- Improved customer service with extended deposit cut-off times, and same day online access to cheque images
- Reduce courier and transportation costs
- Reduce costs associated with proofing and encoding
- Improved availability of funds
Notable Features:
- Time reduction : Improves speed and accuracy in the capture process for reduction of time and errors
- Image quality analysis: Ensures images are of consistent quality and in compliance with National Standards for image clearing
- Segregation of duties : Items requiring data input or approval are automatically queued and presented to the appropriate person for handling
- Operator balancing aids : Numerous visual exception item and balancing aids to speed operator input and ensure balance deposits
- Wide scanner support : Image & Transaction Management System for Branch Capture supports wide range of cheque scanners
iCheque Scan Software License
- Support multiple scanner sharing
- Support both scanning operations -- single feed scanning mode and batch scanning mode
- Compatible with most available scanners in the market
- Generate both grayscale and black & white images
- Create high-quality front & rear images of the cheque with auto duplex function
- Enable to read MICR line with highest accuracy
- Support OCR E13B MICR Assist offering maximum recognition accuracy
- Accept inputs from bank’s core data files (a customized feature according to Bank’s needs)
Offer MICR repairing capacity after scanning a cheque
- Enhance security of payment information on scanned cheques
- Increase efficiency and productivity by enabling different tasks performed electronically across multiple workstations
- Enable to check images quality at the point of capture with a built-in an advanced image quality assurance (IQA) functionality
- Enable to configurable image quality assurance to detect cheque image quality deficiencies, such as
a. Images that are too light or too dark
b. Images with streaks or bands or dog ears
c. Partial or piggyback images d. Images with skew
e. Other customized image
- Provide a flag or warning according to cheque image quality requirements
- Reduce cheque frauds by fraud detection and risk management
iCheque Inward Server License
- Perform cheque transaction processing and management after capturing the images.
- Design based on a bank’s daily operation process and activities. (Workflow configuration)
The main features of those functions are listed below:
- Prepare files to send to BOT
- Integrate to ICMG for sending file.
- Support postdate cheque system
- Support return cheque reports
- Provide daily/monthly and statistics reports
- Prepare Audit logs and user management reports
- Enable to monitor Outward clearing
- To support operational and transactional management, the outward monitoring provides a set of screens used efficiently to monitor general statuses, for example system alerts, transaction health, etc.
iCheque Inward Portal Server License
- Distribute Inward server for image signature verification point
- Integrate existing Signature Base server or iCheque Signature Verification Server
to communicate with iCheque Inward Server for workflow management
- Load balance and workflow Image and data archived to multiple Database vendor
high performance searching and retrieving data
- Provide data retention configuration
- Provide security data
iCheque Signature Verification Server License
- The Inward verification supports both the rule-based and text-based signature verification.
- Using GUI, bank officers can monitor both transactions of cheque images and matching signatures on the same screen. Apart from this, a bank user can approve signature showing on screen, depending on his/her privilege.
- reducing system complexity and eliminating unnecessary investment by integrating the Inward clearing module to such existing signature-server system.
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