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IST/Switch
IST/Switch is a FIS’s high performance credit and debit processing switch for
all transaction processing needs. As a front-end processor that handles unlimited devices, networks and host systems, IST/Switch manages ATM and POS networks of any size, electronic funds transfer and inter-network switching. IST/Switch's state-of-the-art architecture offers full compliance with all major networks, proven high performance, and full customization for any processing environment. As the hub of your transaction processing environment.
IST/Switch enables you to:
- Process transactions from any source: ATM, POS, Internet, mobile devices
- Drive a wide range of low and high-volume ATM and POS networks
- Manage inter-bank and internetwork processing gateways
- Manage multi-channel payment interfaces
- Manage cardholder authentication, transaction authorization and validation
- Interface to a wide range of existing processing components, including security modules, reporting systems, and existing in-house or third-party payment processing modules
- Provide batch and online network interfaces required to process credit/debit transactions through all the major card associations and networks including: Visa, MasterCard, Europay, Interac, Amex, Diners, JCB, STAR, NYCE, and HONOR
- Accept transactions in and output to any message format
IST/Switch Features:
ATM Transaction Processing
IST/Switch ATM provides a comprehensive feature set for ATM transaction processing, including support for multiple ATM types and emulations, multiple institutions, multiple currencies and a wide range of security, administration and monitoring functions:
Complete ATM Management
- Multi-institution support
- Multi-language support
- Multi-currency support
- Multiple communication interfaces
- Multiple vendor support
- Dynamic Key Exchange
- By Threshold limits (usage limits)
- By Time (Hour of day)
- Encryption services (PIN/MAC)
- Triple DES
- Chip card Support (EMV)
- ATM Surcharging (Flat/Percentage based)
- Open Account Relation Support (OAR)
- GUI monitoring tool: helps to ensure ATM status display and provide statistical summaries
- Extensive administration features: enhanced operation of ATM networks
- Maintain log of all transactions in database
- Configurable to route message to customized system other than DCS (SHC)
Multi-ATM Support
Diebold
Interbold
Fujitsu
NCR
Triton
WinCor-Nixdorf
ATM Emulations
NDC+ release 7.0
NDC Aptra Advanced
Triton
Diebold (910/911, 912, 906)
ATM Benefits
- Scalability: Ideal for managing ATM networks of any size
- Flexibility: Support for multiple ATM types, including web-enabled
- High performance: GUI monitoring, configuration and administration features enhance performance, minimize risk
- Market ready: Extensive out-of-the-box ATM transaction set
Additional Features supported on IST/Switch ATM Server:
- Supports multiple currencies and multiple languages
- Supports ATM surcharging with flat fee and percentage options
- Support Open Account Relationship (OAR), which refers to the process of presenting more than one account choice to cardholder
- Support ATM system messages to handle operations like card capturing
- Security key management and local Personal Identification Number (PIN) verification
- Maintain transaction log for audit and statistical reporting purposes
- On-line monitoring on ATM terminal’s summary data and control facility on terminal administration, such as checking device failure, re-establishing connection and downloading configuration data to selected ATM group/unit
For more information: IST/Switch (PDF)
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